More than 200 training institutions already offer their residents Guaranteed Standard Issue disability coverage. No medical underwriting. No exam. In most cases, a permanent discount. This free training explains how GSI works and how UNLV gets one considered.
Open to UNLV residents and fellows. No cost, and no obligation.
We use your details to send the training and to gauge resident interest in a GSI program at UNLV. We never sell your information. See our Privacy Policy.
Individual disability insurance runs full medical underwriting. The carrier reviews an applicant's complete records before it prices anything. Guaranteed Standard Issue skips that step, because the training program negotiates terms up front for everyone in it.
Individual disability insurance runs a full medical review before it prices anything. Carriers change the terms, attach a limitation, or decline the application outright.
Residents rarely learn this until the decision letter arrives. By then the file exists, and the next carrier asks whether anyone declined you before.
GSI qualifies you on training status, not on health. That status has an expiration date printed on your contract.
Physicians who wait until attending pay arrives find the door already shut. Nobody reopens it, and no amount of income buys the exception back.
GSI programs typically carry a permanent discount, often up to 30%, that stays with the policy for as long as you keep it. Terms vary by program.
Every year of delay raises the age the pricing keys off. That gap rarely closes, and it compounds quietly across a thirty year career.
Programs do not appear on their own. Carriers set a participation threshold, and someone has to show them the numbers.
Each registration documents one more interested resident or fellow. The count is the entire argument, so the list does the persuading.
We present the documented interest to multiple carriers and ask what terms they will write for UNLV. Independence means we compare rather than pitch one option.
If a carrier offers terms and the program signs off, eligible residents and fellows enroll during an open window. Nothing here is automatic, and every step stays optional for you.
GSI stands for Guaranteed Standard Issue. It is disability insurance offered through a residency or fellowship program with no medical underwriting. Your training status is what qualifies you.
No. UNLV does not have a GSI program in place today. Enough documented interest from residents and fellows makes one possible, and the training explains exactly how that process works.
Nothing. The training is free, and it carries no obligation to apply for or buy any coverage.
Not to attend. GSI programs themselves skip medical underwriting, which is the entire point of the format. Individual policies work differently and apply full underwriting.
No. Registering signals interest in a GSI program at UNLV. You decide later whether any coverage fits your situation.
In most cases, yes. Group coverage through a training program typically replaces a limited share of income and rarely follows you when you leave. The training covers where those gaps usually sit.
Fellows in ACGME training generally qualify alongside residents. Eligibility rules vary by program and by carrier, so confirm your specific situation with us.
An independent, multi-carrier disability insurance brokerage with more than 10 years serving physicians, residents, and fellows nationwide. Independent means no single-carrier bias.
Watch the training, then decide whether a GSI program at UNLV is worth your name on the list. Registering costs you nothing and commits you to nothing.
Register and watch nowQuestions first? Email joe@coreprotectionpartners.com.